2025 · Texas
Most active investment-property lenders in Texas
In 2025, 46,626 investment-property loans were originated on single-family 1-4 unit homes in Texas. These are the lenders that wrote the most of them, by HMDA-reported volume.
Texas lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 3,260 | $740M | 100% |
| 2 | Lennar Mortgage, LLC | Conventional | 1,914 | $374M | 3% |
| 3 | The Loan Store, Inc. | Mixed | 1,451 | $372M | 20% |
| 4 | Kiavi Funding, Inc. | DSCR / biz | 1,371 | $353M | 100% |
| 5 | Rocket Mortgage, LLC | Conventional | 893 | $206M | 0% |
| 6 | Amwest Funding Corp. | DSCR / biz | 886 | $198M | 95% |
| 7 | Champions Funding, LLC | DSCR / biz | 834 | $236M | 100% |
| 8 | CMG Mortgage, Inc. | DSCR / biz | 823 | $236M | 76% |
| 9 | RF Renovo Management Company, LLC | DSCR / biz | 818 | $258M | 100% |
| 10 | DHI Mortgage Company, LTD. | DSCR / biz | 673 | $155M | 100% |
Lenders with at least 10 reported investor originations in Texas, top 10.
How investors borrow in Texas
The rate premium, denial rate, and DSCR share in Texas — Investor Financing Report.
Where Texas cash-flows
Gross rental yield and top metros in Texas — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Texas?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Texas were United Shore Financial Services, LLC (3,260 originations), Lennar Mortgage, LLC (1,914), and The Loan Store, Inc. (1,451). 46,626 investor loans were originated statewide.
Which Texas lenders focus on DSCR / business-purpose loans?
Lenders whose Texas investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Kiavi Funding, Inc., Amwest Funding Corp., Champions Funding, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.