2025 · Vermont
Most active investment-property lenders in Vermont
In 2025, 676 investment-property loans were originated on single-family 1-4 unit homes in Vermont. These are the lenders that wrote the most of them, by HMDA-reported volume.
Vermont lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Eastrise Federal Credit Union | DSCR / biz | 112 | $31M | 100% |
| 2 | Community National Bank | DSCR / biz | 44 | $14M | 95% |
| 3 | North Country | DSCR / biz | 41 | $9M | 83% |
| 4 | EMM Loans LLC | Conventional | 37 | $11M | 0% |
| 5 | Peoples Trust Company of St. Albans | Conventional | 31 | $10M | 0% |
| 6 | Mascoma Bank | Mixed | 27 | $11M | 33% |
| 7 | Northeast Home Loan, LLC | DSCR / biz | 22 | $7M | 100% |
| 8 | Rocket Mortgage, LLC | Conventional | 20 | $6M | 0% |
| 9 | Advisors Mortgage Group, L.L.C. | Conventional | 18 | $7M | 6% |
| 10 | Union Bank | DSCR / biz | 18 | $7M | 100% |
Lenders with at least 10 reported investor originations in Vermont, top 10.
How investors borrow in Vermont
The rate premium, denial rate, and DSCR share in Vermont — Investor Financing Report.
Where Vermont cash-flows
Gross rental yield and top metros in Vermont — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Vermont?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Vermont were Eastrise Federal Credit Union (112 originations), Community National Bank (44), and North Country (41). 676 investor loans were originated statewide.
Which Vermont lenders focus on DSCR / business-purpose loans?
Lenders whose Vermont investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Eastrise Federal Credit Union, Community National Bank, North Country, Northeast Home Loan, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Vermont
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Vermont, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Vermont.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.