2025 · Washington
Most active investment-property lenders in Washington
In 2025, 9,241 investment-property loans were originated on single-family 1-4 unit homes in Washington. These are the lenders that wrote the most of them, by HMDA-reported volume.
Washington lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 422 | $155M | 100% |
| 2 | Eastside Funding LLC | DSCR / biz | 369 | $166M | 100% |
| 3 | The Loan Store, Inc. | Conventional | 322 | $151M | 19% |
| 4 | Rocket Mortgage, LLC | Conventional | 281 | $115M | 0% |
| 5 | Crosscountry Mortgage, Inc. | DSCR / biz | 275 | $129M | 100% |
| 6 | Pennymac Loan Services, LLC | DSCR / biz | 272 | $132M | 100% |
| 7 | CMG Mortgage, Inc. | Mixed | 260 | $111M | 61% |
| 8 | Kiavi Funding, Inc. | DSCR / biz | 256 | $116M | 100% |
| 9 | Movement Mortgage, LLC | Mixed | 206 | $89M | 25% |
| 10 | Guild Mortgage Company | DSCR / biz | 193 | $70M | 100% |
Lenders with at least 10 reported investor originations in Washington, top 10.
How investors borrow in Washington
The rate premium, denial rate, and DSCR share in Washington — Investor Financing Report.
Where Washington cash-flows
Gross rental yield and top metros in Washington — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Washington?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Washington were United Shore Financial Services, LLC (422 originations), Eastside Funding LLC (369), and The Loan Store, Inc. (322). 9,241 investor loans were originated statewide.
Which Washington lenders focus on DSCR / business-purpose loans?
Lenders whose Washington investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Eastside Funding LLC, Crosscountry Mortgage, Inc., Pennymac Loan Services, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Run a Washington deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.