2025 · West Virginia
Most active investment-property lenders in West Virginia
In 2025, 1,850 investment-property loans were originated on single-family 1-4 unit homes in West Virginia. These are the lenders that wrote the most of them, by HMDA-reported volume.
West Virginia lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Lennar Mortgage, LLC | Conventional | 193 | $42M | 4% |
| 2 | City National Bank of West Virginia | DSCR / biz | 102 | $16M | 79% |
| 3 | Constructive Loans, LLC | DSCR / biz | 65 | $7M | 100% |
| 4 | Clear Mountain Bank | DSCR / biz | 44 | $11M | 98% |
| 5 | Burke & Herbert Bank & Trust Company | DSCR / biz | 40 | $8M | 95% |
| 6 | Rocket Mortgage, LLC | Conventional | 37 | $7M | 0% |
| 7 | Huntington Federal Savings Bank | Conventional | 33 | $5M | 0% |
| 8 | Crosscountry Mortgage, Inc. | DSCR / biz | 32 | $6M | 100% |
| 9 | Kiavi Funding, Inc. | DSCR / biz | 30 | $5M | 100% |
| 10 | Anchor Loans, LP | DSCR / biz | 28 | $7M | 100% |
Lenders with at least 10 reported investor originations in West Virginia, top 10.
How investors borrow in West Virginia
The rate premium, denial rate, and DSCR share in West Virginia — Investor Financing Report.
Where West Virginia cash-flows
Gross rental yield and top metros in West Virginia — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in West Virginia?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in West Virginia were Lennar Mortgage, LLC (193 originations), City National Bank of West Virginia (102), and Constructive Loans, LLC (65). 1,850 investor loans were originated statewide.
Which West Virginia lenders focus on DSCR / business-purpose loans?
Lenders whose West Virginia investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include City National Bank of West Virginia, Constructive Loans, LLC, Clear Mountain Bank, Burke & Herbert Bank & Trust Company. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving West Virginia
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in West Virginia, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in West Virginia.
Run a West Virginia deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.