House Hacking Investing in Milwaukee, WI

House Hack Score: 4.9/10Ranked #21 of 52 markets

Data-driven house hacking analysis for Milwaukee, WI — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

House Hack Score:4.9
Affordable Entry Price(30%)
$175,0007.7
Rent-to-Price Ratio(25%)
0.66%3.9
Low Vacancy(20%)
8.2%4.8
Population Growth(15%)
-0.5%1.8
Livability (Income)(10%)
$62,1184.0

Key Metrics for House Hacking

Median Price

$175,000

FHA 3.5% down: $6,125

Median Rent

$1,150/mo

Per-unit rental income

Vacancy Rate

8.2%

Elevated

Pop. Growth

-0.5%

5-year trend

House Hacking Investment Thesis

Milwaukee offers affordable entry points near a major metro, but some of the highest property taxes in the nation. Focus on the east side and Bay View for the best rent-to-price dynamics.

How Milwaukee Compares

RankCityHouse Hack ScoreCap RateMedian Price
#17Charlotte, NC5.05.6%$340,000
#18Austin, TX5.04.3%$450,000
#19Kansas City, MO4.97.5%$195,000
#20San Antonio, TX4.96.5%$250,000
#21Milwaukee, WI4.96.7%$175,000
#22Pittsburgh, PA4.87.2%$180,000
#23Atlanta, GA4.85.9%$320,000

Showing markets ranked near Milwaukee for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,150/mo)$13,800
Less: Vacancy (8.2%)-$1,132
Less: Property Tax (2.53%)-$4,428
Less: Insurance (~0.5%)-$875
Less: Maintenance (~1.5%)-$2,625
Estimated NOI$4,740
Implied Cap Rate2.7%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the house hack score for Milwaukee, WI?

Milwaukee, WI scores 4.9 out of 10 on our house hack score, ranking #21 out of 52 markets we track. Weighted composite: affordable entry price (30%), rent-to-price ratio (25%), low vacancy (20%), population growth (15%), livability/income (10%). Scale 0–10.

Is Milwaukee a good city for house hacking investing?

Milwaukee, WI ranks #21 for house hacking investing — a solid mid-tier market with a score of 4.9/10. The median home price is $175,000 with a 6.7% average cap rate.

What is the average cap rate in Milwaukee?

The average cap rate in Milwaukee, WI is 6.7%. The median home price is $175,000 with a median monthly rent of $1,150, resulting in a rent-to-price ratio of 0.66%.

What are the property taxes in Milwaukee?

The effective property tax rate in Milwaukee, WI is 2.53%. On a $175,000 property, that translates to approximately $4,427 per year in property taxes.

How does Milwaukee compare to other house hacking markets?

Among our 52 tracked markets, Milwaukee, WI ranks #21 for house hacking investing. It falls in the middle of the pack for this strategy.

Can I FHA-finance a house hack in Milwaukee?

With a median home price of $175,000, most 2-4 unit properties in Milwaukee, WI should fall within FHA loan limits. An FHA loan with 3.5% down would require approximately $6,125 as a down payment. Rental income from additional units (median $1,150/month each) can significantly offset your mortgage payment.

Run Your Own Numbers for Milwaukee

Use our free calculators pre-filled with Milwaukee, WI market data, or adjust the numbers for your specific deal.