Data Reports
Original analysis built on public datasets, focused on the questions investors actually ask. Every report is free to cite and link, with the underlying data available to download.
Census RHFS · 2024
The American Rental Ownership Report (2024)
Who owns America's rental housing — and how they finance it. Individual investors' share of rental properties is falling toward LLCs and larger operators, from Census Rental Housing Finance Survey microdata. The macro backdrop behind every rental deal.
- 58.9%
- Individual share of properties
- 71.6%
- Down from 2018
- 43.0%
- LLC share of units
CFPB HMDA · 2025
The 2025 Investor Financing Report
A 50-state analysis of how real estate investors finance deals — the rate premium they pay over owner-occupants, denial rates, DSCR/business-purpose lending, and leverage.
- 76 bps
- Investor rate premium
- 17.5%
- Investor denial rate
- 524,314
- Investor loans analyzed
Census ACS · 2024
Best Cash-Flow Markets (2024)
Where rent goes furthest against home prices — gross rental yield for every state and major metro, ranked, from Census ACS data. The first screen before you finance a deal.
- 4.9%
- U.S. gross rental yield
- MS 6.4%
- Top state
- $1,487/mo
- U.S. median rent
HUD FMR · 2026
Where Rents Are Rising Fastest (FY2026)
Which metros and states had the fastest rent growth — and where rents are falling — from HUD Fair Market Rents, year-over-year. The demand signal behind every rental deal.
- $1,344
- U.S. median 2BR rent
- +3.9%
- Year-over-year
- Lewiston-Auburn +25.1%
- Fastest-rising metro
CFPB HMDA · 2025
Most Active Investment-Property Lenders by State (2025)
Which lenders originate the most investment-property loans in each state, ranked by HMDA-reported volume — with DSCR/business-purpose focus flagged. A research starting point, not a "best lender" list.
- United Shore Financial Services, LLC
- Most active
- 524,314
- Investor loans analyzed
- 4,051
- Reporting lenders