2025 · Illinois
Most active investment-property lenders in Illinois
In 2025, 18,177 investment-property loans were originated on single-family 1-4 unit homes in Illinois. These are the lenders that wrote the most of them, by HMDA-reported volume.
Illinois lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 1,137 | $199M | 100% |
| 2 | Loan Funder LLC | DSCR / biz | 1,106 | $273M | 100% |
| 3 | The Loan Store, Inc. | Conventional | 770 | $181M | 16% |
| 4 | Guaranteed Rate, Inc. | DSCR / biz | 477 | $136M | 100% |
| 5 | RF Renovo Management Company, LLC | DSCR / biz | 473 | $158M | 100% |
| 6 | Kiavi Funding, Inc. | DSCR / biz | 463 | $103M | 100% |
| 7 | BPL Mortgage Trust, LLC | DSCR / biz | 447 | $76M | 100% |
| 8 | Crosscountry Mortgage, Inc. | DSCR / biz | 350 | $93M | 100% |
| 9 | JPMorgan Chase Bank, National Association | DSCR / biz | 289 | $81M | 100% |
| 10 | Rocket Mortgage, LLC | Conventional | 277 | $54M | 1% |
Lenders with at least 10 reported investor originations in Illinois, top 10.
How investors borrow in Illinois
The rate premium, denial rate, and DSCR share in Illinois — Investor Financing Report.
Where Illinois cash-flows
Gross rental yield and top metros in Illinois — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Illinois?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Illinois were United Shore Financial Services, LLC (1,137 originations), Loan Funder LLC (1,106), and The Loan Store, Inc. (770). 18,177 investor loans were originated statewide.
Which Illinois lenders focus on DSCR / business-purpose loans?
Lenders whose Illinois investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Loan Funder LLC, Guaranteed Rate, Inc., RF Renovo Management Company, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Illinois
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Illinois, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Illinois.
Run a Illinois deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.