2025 · Montana
Most active investment-property lenders in Montana
In 2025, 1,445 investment-property loans were originated on single-family 1-4 unit homes in Montana. These are the lenders that wrote the most of them, by HMDA-reported volume.
Montana lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Stockman Bank of Montana | DSCR / biz | 204 | $61M | 96% |
| 2 | Glacier Bank | DSCR / biz | 140 | $53M | 92% |
| 3 | Opportunity Bank of Montana | DSCR / biz | 98 | $32M | 97% |
| 4 | United Shore Financial Services, LLC | DSCR / biz | 58 | $22M | 100% |
| 5 | The Yellowstone Bank | Conventional | 44 | $15M | 0% |
| 6 | Crosscountry Mortgage, Inc. | DSCR / biz | 41 | $16M | 100% |
| 7 | Rocket Mortgage, LLC | Conventional | 34 | $10M | 0% |
| 8 | First Interstate Bank | DSCR / biz | 33 | $13M | 85% |
| 9 | Guaranteed Rate, Inc. | DSCR / biz | 32 | $13M | 100% |
| 10 | Calcon Mutual Mortgage LLC | DSCR / biz | 30 | $10M | 100% |
Lenders with at least 10 reported investor originations in Montana, top 10.
How investors borrow in Montana
The rate premium, denial rate, and DSCR share in Montana — Investor Financing Report.
Where Montana cash-flows
Gross rental yield and top metros in Montana — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Montana?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Montana were Stockman Bank of Montana (204 originations), Glacier Bank (140), and Opportunity Bank of Montana (98). 1,445 investor loans were originated statewide.
Which Montana lenders focus on DSCR / business-purpose loans?
Lenders whose Montana investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Stockman Bank of Montana, Glacier Bank, Opportunity Bank of Montana, United Shore Financial Services, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Montana
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Montana, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Montana.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.