Best Fix & Flip Lenders in Montana (2026)
Compare fix & flip lenders serving Montana real estate investors. We found 10 lenders offering fix-and-flip loans in Montana — see rates, LTV, credit requirements, and expert reviews below.
Typical Rates
9%–13%
Max LTV
85%–90% of purchase, 100% rehab, 70%–75% ARV
Typical Terms
6–18 months
Min Credit
620–680
Fix & Flip Lenders Serving Montana
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| KiaviFeatured | 6.5%–12% | 80% | 640 | $100K–$3M | 10–21 days | 4.5 |
| Lima One CapitalFeatured | 7%–12.5% | 80% | 660 | $75K–$5M | 14–21 days | 4.3 |
| Easy Street Capital | 6.75%–12% | 80% | 640 | $75K–$2M | 10–21 days | 4.2 |
| RCN Capital | 6.5%–12% | 80% | 620 | $75K–$2.5M | 14–21 days | 4.1 |
| Civic Financial Services | 7.5%–12% | 80% | 640 | $75K–$5M | 10–21 days | 4.1 |
| New Silver | 7.5%–13% | 80% | 650 | $100K–$5M | 5–10 days | 4.0 |
| Aloha Capital | 8%–12% | 80% | 650 | $150K–$3M | 7–14 days | 4.0 |
| Arrived (formerly Fund That Flip) | 8.5%–12% | 85% | 640 | $100K–$3M | 10–14 days | 3.9 |
| Roc Capital | 7%–12% | 80% | 620 | $75K–$5M | 10–21 days | 3.9 |
| Park Place Finance | 9%–13% | 75% | 600 | $50K–$2M | 7–14 days | 3.7 |
Kiavi
4.5Kiavi (formerly LendingHome) is one of the largest tech-enabled lenders for real estate investors, offering fix-and-flip and DSCR rental loans with a fully digital platform. Known for fast closings and competitive pricing for experienced investors.
6.5%–12%
80%
640
10–21 days
$100K–$3M
No experience required
Lima One Capital
4.3Lima One Capital is a full-service investment property lender offering fix-and-flip, bridge, rental (DSCR), construction, and multifamily loans. Known for broad product range and willingness to work with newer investors.
7%–12.5%
80%
660
14–21 days
$75K–$5M
No experience required
Easy Street Capital
4.2Easy Street Capital is a fast-growing investor lender offering DSCR, fix-and-flip, and bridge loans with an emphasis on speed and customer service. Known for competitive rates and a borrower-first approach.
6.75%–12%
80%
640
10–21 days
$75K–$2M
No experience required
RCN Capital
4.1RCN Capital is a national lender specializing in fix-and-flip, bridge, and long-term rental (DSCR) loans for real estate investors. Known for competitive rates on DSCR products and a straightforward closing process.
6.5%–12%
80%
620
14–21 days
$75K–$2.5M
No experience required
Civic Financial Services
4.1Civic Financial Services is a private money lender offering business purpose loans including fix-and-flip, bridge, and DSCR products. A subsidiary of Pacific Western Bank, providing institutional backing with private lender flexibility.
7.5%–12%
80%
640
10–21 days
$75K–$5M
No experience required
New Silver
4.0New Silver is a technology-first hard money and DSCR lender that emphasizes speed, offering instant term sheets and same-day pre-approvals. A strong option for fix-and-flip investors who need certainty and speed.
7.5%–13%
80%
650
5–10 days
$100K–$5M
No experience required
Aloha Capital
4.0Aloha Capital is a tech-enabled hard money lender offering fix-and-flip and bridge loans with a focus on transparency and speed. Known for clear pricing and a streamlined digital process.
8%–12%
80%
650
7–14 days
$150K–$3M
1–2 deals
Arrived (formerly Fund That Flip)
3.9Arrived (formerly Fund That Flip) offers fix-and-flip and bridge loans for real estate investors. Known for a technology-forward platform and competitive terms for experienced flippers.
8.5%–12%
85%
640
10–14 days
$100K–$3M
1–2 deals
Roc Capital
3.9Roc Capital (Roc360) is a nationwide hard money and DSCR lender providing fix-and-flip, bridge, and rental loans for real estate investors. Known for a wide product suite and competitive pricing.
7%–12%
80%
620
10–21 days
$75K–$5M
No experience required
Park Place Finance
3.7Park Place Finance is a private lender specializing in hard money, bridge, and fix-and-flip loans. Known for flexibility on property types and deal structures.
9%–13%
75%
600
7–14 days
$50K–$2M
No experience required
About Fix-and-Flip Loans in Montana
Purpose-built short-term loans that fund both the purchase and renovation of investment properties intended for resale. Similar to hard money but often from tech-enabled lenders with streamlined processes.
Montana real estate investors use fix-and-flip loans for experienced flippers doing 3+ deals per year and investors who want rehab draws funded quickly. Compare fix & flip terms from multiple lenders to find the best fit for your Montana investment strategy.
Other Loan Types in Montana
Fix & Flip Lenders in Nearby States
Analyze Your Montana Deal
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