2025 · South Carolina
Most active investment-property lenders in South Carolina
In 2025, 8,299 investment-property loans were originated on single-family 1-4 unit homes in South Carolina. These are the lenders that wrote the most of them, by HMDA-reported volume.
South Carolina lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | DSCR / biz | 521 | $121M | 100% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 381 | $86M | 100% |
| 3 | Rocket Mortgage, LLC | Conventional | 204 | $54M | 0% |
| 4 | Lennar Mortgage, LLC | Conventional | 181 | $33M | 8% |
| 5 | Angel Oak Mortgage Solutions LLC | DSCR / biz | 175 | $51M | 100% |
| 6 | Movement Mortgage, LLC | Conventional | 169 | $57M | 14% |
| 7 | Citadel Servicing Corporation | DSCR / biz | 162 | $25M | 100% |
| 8 | Lima One Capital, LLC | DSCR / biz | 137 | $35M | 100% |
| 9 | Crosscountry Mortgage, Inc. | DSCR / biz | 133 | $35M | 100% |
| 10 | American Heritage Lending, LLC | DSCR / biz | 128 | $25M | 100% |
Lenders with at least 10 reported investor originations in South Carolina, top 10.
How investors borrow in South Carolina
The rate premium, denial rate, and DSCR share in South Carolina — Investor Financing Report.
Where South Carolina cash-flows
Gross rental yield and top metros in South Carolina — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in South Carolina?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in South Carolina were Kiavi Funding, Inc. (521 originations), United Shore Financial Services, LLC (381), and Rocket Mortgage, LLC (204). 8,299 investor loans were originated statewide.
Which South Carolina lenders focus on DSCR / business-purpose loans?
Lenders whose South Carolina investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Kiavi Funding, Inc., United Shore Financial Services, LLC, Angel Oak Mortgage Solutions LLC, Citadel Servicing Corporation. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving South Carolina
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in South Carolina, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in South Carolina.
Run a South Carolina deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.