Appreciation Investing in Des Moines, IA

Appreciation Score: 4.7/10Ranked #25 of 52 markets

Data-driven appreciation analysis for Des Moines, IA — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

Appreciation Score:4.7
Population Growth(40%)
+3.5%3.8
Median Household Income(25%)
$81,6215.7
Low Vacancy(20%)
5.9%7.6
Metro Size (Demand)(15%)
497,4411.4

Key Metrics for Appreciation

Pop. Growth

+3.5%

Moderate

Median Income

$81,621

Household income

Vacancy Rate

5.9%

Very tight supply

Population

497K

Metro demand indicator

Appreciation Investment Thesis

Des Moines is an insurance and financial services hub with low unemployment and steady population growth. Under-the-radar market with reliable cash flow and lower competition from institutional buyers.

How Des Moines Compares

RankCityAppreciation ScoreCap RateMedian Price
#22Orlando, FL5.05.3%$355,000
#23Jacksonville, FL4.96.4%$285,000
#24Portland, OR4.84.2%$480,000
#25Des Moines, IA4.76.6%$200,000
#26Chicago, IL4.46.0%$275,000
#27Charleston, SC4.35.0%$385,000
#28Knoxville, TN4.25.8%$270,000

Showing markets ranked near Des Moines for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,250/mo)$15,000
Less: Vacancy (5.9%)-$885
Less: Property Tax (1.57%)-$3,140
Less: Insurance (~0.5%)-$1,000
Less: Maintenance (~1.5%)-$3,000
Estimated NOI$6,975
Implied Cap Rate3.5%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the appreciation score for Des Moines, IA?

Des Moines, IA scores 4.7 out of 10 on our appreciation score, ranking #25 out of 52 markets we track. Weighted composite: population growth (40%), median household income (25%), low vacancy (20%), metro size/demand (15%). Scale 0–10.

Is Des Moines a good city for appreciation investing?

Des Moines, IA ranks #25 for appreciation investing — a solid mid-tier market with a score of 4.7/10. The median home price is $200,000 with a 6.6% average cap rate.

What is the average cap rate in Des Moines?

The average cap rate in Des Moines, IA is 6.6%. The median home price is $200,000 with a median monthly rent of $1,250, resulting in a rent-to-price ratio of 0.63%.

What are the property taxes in Des Moines?

The effective property tax rate in Des Moines, IA is 1.57%. On a $200,000 property, that translates to approximately $3,140 per year in property taxes.

How does Des Moines compare to other appreciation markets?

Among our 52 tracked markets, Des Moines, IA ranks #25 for appreciation investing. It falls in the middle of the pack for this strategy.

What is driving population growth in Des Moines?

Des Moines, IA has a 5-year population growth rate of +3.5% and a median household income of $81,621. Moderate population growth combined with economic diversification supports steady long-term appreciation potential.

Run Your Own Numbers for Des Moines

Use our free calculators pre-filled with Des Moines, IA market data, or adjust the numbers for your specific deal.