Appreciation Investing in Jacksonville, FL

Appreciation Score: 4.9/10Ranked #23 of 52 markets

Data-driven appreciation analysis for Jacksonville, FL — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

Appreciation Score:4.9
Population Growth(40%)
+9.5%6.8
Median Household Income(25%)
$68,4474.3
Low Vacancy(20%)
9.2%3.5
Metro Size (Demand)(15%)
1,007,1893.1

Key Metrics for Appreciation

Pop. Growth

+9.5%

Strong

Median Income

$68,447

Household income

Vacancy Rate

9.2%

Moderate supply

Population

1.0M

Metro demand indicator

Appreciation Investment Thesis

Jacksonville benefits from Florida migration trends with more affordable entry than Miami, Tampa, or Orlando. The deepwater port expansion and financial services sector provide economic diversity beyond tourism. No state income tax amplifies investor returns.

How Jacksonville Compares

RankCityAppreciation ScoreCap RateMedian Price
#20Nashville, TN5.25.2%$400,000
#21Los Angeles, CA5.13.2%$900,000
#22Orlando, FL5.05.3%$355,000
#23Jacksonville, FL4.96.4%$285,000
#24Portland, OR4.84.2%$480,000
#25Des Moines, IA4.76.6%$200,000
#26Chicago, IL4.46.0%$275,000

Showing markets ranked near Jacksonville for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,550/mo)$18,600
Less: Vacancy (9.2%)-$1,711
Less: Property Tax (0.89%)-$2,537
Less: Insurance (~0.5%)-$1,425
Less: Maintenance (~1.5%)-$4,275
Estimated NOI$8,652
Implied Cap Rate3.0%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the appreciation score for Jacksonville, FL?

Jacksonville, FL scores 4.9 out of 10 on our appreciation score, ranking #23 out of 52 markets we track. Weighted composite: population growth (40%), median household income (25%), low vacancy (20%), metro size/demand (15%). Scale 0–10.

Is Jacksonville a good city for appreciation investing?

Jacksonville, FL ranks #23 for appreciation investing — a solid mid-tier market with a score of 4.9/10. The median home price is $285,000 with a 6.4% average cap rate.

What is the average cap rate in Jacksonville?

The average cap rate in Jacksonville, FL is 6.4%. The median home price is $285,000 with a median monthly rent of $1,550, resulting in a rent-to-price ratio of 0.54%.

What are the property taxes in Jacksonville?

The effective property tax rate in Jacksonville, FL is 0.89%. On a $285,000 property, that translates to approximately $2,537 per year in property taxes.

How does Jacksonville compare to other appreciation markets?

Among our 52 tracked markets, Jacksonville, FL ranks #23 for appreciation investing. It falls in the middle of the pack for this strategy.

What is driving population growth in Jacksonville?

Jacksonville, FL has a 5-year population growth rate of +9.5% and a median household income of $68,447. Strong job growth and migration trends are fueling above-average population increases, which typically correlates with sustained home price appreciation.

Run Your Own Numbers for Jacksonville

Use our free calculators pre-filled with Jacksonville, FL market data, or adjust the numbers for your specific deal.