BRRRR Investing in Indianapolis, IN

BRRRR Score: 5.8/10Ranked #9 of 52 markets

Data-driven brrrr analysis for Indianapolis, IN — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

BRRRR Score:5.8
Cap Rate(30%)
8.1%5.9
Affordable Entry Price(25%)
$175,0008.3
Rent-to-Price Ratio(25%)
0.77%5.0
Population Growth(20%)
+3.2%3.6

Key Metrics for BRRRR

Median Price

$175,000

Affordable

Cap Rate

8.1%

Strong

Rent-to-Price

0.77%

Post-refi cash flow indicator

Pop. Growth

+3.2%

5-year trend

BRRRR Investment Thesis

Indianapolis is the top BRRRR market because it combines affordable prices with strong population growth. Distressed properties are widely available in neighborhoods like Fountain Square and Irvington, and the refinance appraisals support capital recovery because comparable renovated properties sell well.

How Indianapolis Compares

RankCityBRRRR ScoreCap RateMedian Price
#6Akron, OH6.18.6%$100,000
#7Birmingham, AL5.98.5%$125,000
#8Huntsville, AL5.97.1%$260,000
#9Indianapolis, IN5.88.1%$175,000
#10Little Rock, AR5.78.3%$150,000
#11Oklahoma City, OK5.77.7%$175,000
#12Tulsa, OK5.57.9%$155,000

Showing markets ranked near Indianapolis for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,350/mo)$16,200
Less: Vacancy (9.7%)-$1,571
Less: Property Tax (0.84%)-$1,470
Less: Insurance (~0.5%)-$875
Less: Maintenance (~1.5%)-$2,625
Estimated NOI$9,659
Implied Cap Rate5.5%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the brrrr score for Indianapolis, IN?

Indianapolis, IN scores 5.8 out of 10 on our brrrr score, ranking #9 out of 52 markets we track. Weighted composite: cap rate (30%), affordable entry price (25%), rent-to-price ratio (25%), population growth (20%). Scale 0–10.

Is Indianapolis a good city for brrrr investing?

Yes — Indianapolis, IN ranks in the top 10 for brrrr investing with a score of 5.8/10. Key factors include a median home price of $175,000, cap rate of 8.1%, and positive population growth of +3.2%.

What is the average cap rate in Indianapolis?

The average cap rate in Indianapolis, IN is 8.1%. The median home price is $175,000 with a median monthly rent of $1,350, resulting in a rent-to-price ratio of 0.77%.

What are the property taxes in Indianapolis?

The effective property tax rate in Indianapolis, IN is 0.84%. On a $175,000 property, that translates to approximately $1,470 per year in property taxes.

How does Indianapolis compare to other brrrr markets?

Among our 52 tracked markets, Indianapolis, IN ranks #9 for brrrr investing. It performs above average for this strategy.

What is the typical entry price for BRRRR deals in Indianapolis?

The median home price in Indianapolis, IN is $175,000. Distressed BRRRR-eligible properties typically sell for 60-70% of median value, putting estimated acquisition costs around $113,750. After rehab, the goal is to refinance at or near the full $175,000 after-repair value.

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