Cash Flow Investing in San Antonio, TX

Cash Flow Score: 3.9/10Ranked #30 of 52 markets

Data-driven cash flow analysis for San Antonio, TX — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

Cash Flow Score:3.9
Rent-to-Price Ratio(30%)
0.58%3.1
Cap Rate(30%)
6.5%4.2
Low Vacancy(20%)
8.3%4.6
Low Property Taxes(20%)
1.90%3.7

Key Metrics for Cash Flow

Cap Rate

6.5%

Good

Rent-to-Price

0.58%

Below 1% rule

Vacancy Rate

8.3%

Elevated

Property Tax

1.90%

Above average

Cash Flow Investment Thesis

San Antonio offers Texas growth dynamics at a lower price point than Austin or Dallas. Military bases and healthcare provide a stable employment floor, though property taxes are high.

How San Antonio Compares

RankCityCash Flow ScoreCap RateMedian Price
#26Atlanta, GA4.05.9%$320,000
#27Raleigh, NC4.05.1%$380,000
#28Pittsburgh, PA3.97.2%$180,000
#29Denver, CO3.94.4%$525,000
#30San Antonio, TX3.96.5%$250,000
#31Milwaukee, WI3.86.7%$175,000
#32Richmond, VA3.86.2%$280,000

Showing markets ranked near San Antonio for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,450/mo)$17,400
Less: Vacancy (8.3%)-$1,444
Less: Property Tax (1.90%)-$4,750
Less: Insurance (~0.5%)-$1,250
Less: Maintenance (~1.5%)-$3,750
Estimated NOI$6,206
Implied Cap Rate2.5%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the cash flow score for San Antonio, TX?

San Antonio, TX scores 3.9 out of 10 on our cash flow score, ranking #30 out of 52 markets we track. Weighted composite: rent-to-price ratio (30%), cap rate (30%), low vacancy (20%), low property taxes (20%). Scale 0–10.

Is San Antonio a good city for cash flow investing?

San Antonio, TX ranks #30 for cash flow investing with a score of 3.9/10. While not a top-ranked market for this strategy, it may have strengths in other investing approaches.

What is the average cap rate in San Antonio?

The average cap rate in San Antonio, TX is 6.5%. The median home price is $250,000 with a median monthly rent of $1,450, resulting in a rent-to-price ratio of 0.58%.

What are the property taxes in San Antonio?

The effective property tax rate in San Antonio, TX is 1.90%. On a $250,000 property, that translates to approximately $4,750 per year in property taxes.

How does San Antonio compare to other cash flow markets?

Among our 52 tracked markets, San Antonio, TX ranks #30 for cash flow investing. It falls in the middle of the pack for this strategy.

Does San Antonio meet the 1% rule?

San Antonio, TX has a rent-to-price ratio of 0.58%, which falls significantly below the 1% rule. However, the 1% rule is a rough guideline — individual deals can still cash flow well in this market.

Run Your Own Numbers for San Antonio

Use our free calculators pre-filled with San Antonio, TX market data, or adjust the numbers for your specific deal.