House Hacking Investing in San Antonio, TX
Data-driven house hacking analysis for San Antonio, TX — score breakdown, key investment metrics, and how it compares to other markets.
Last updated: May 2026
Score Breakdown
Key Metrics for House Hacking
Median Price
$250,000
FHA 3.5% down: $8,750
Median Rent
$1,450/mo
Per-unit rental income
Vacancy Rate
8.3%
Elevated
Pop. Growth
+6.8%
5-year trend
House Hacking Investment Thesis
San Antonio offers Texas growth dynamics at a lower price point than Austin or Dallas. Military bases and healthcare provide a stable employment floor, though property taxes are high.
How San Antonio Compares
| Rank | City | House Hack Score | Cap Rate | Median Price |
|---|---|---|---|---|
| #19 | Austin, TX | 5.0 | 4.3% | $450,000 |
| #20 | Kansas City, MO | 4.9 | 7.5% | $195,000 |
| #21 | Milwaukee, WI | 4.9 | 6.7% | $175,000 |
| #22 | San Antonio, TX | 4.9 | 6.5% | $250,000 |
| #23 | Pittsburgh, PA | 4.8 | 7.2% | $180,000 |
| #24 | Atlanta, GA | 4.8 | 5.9% | $320,000 |
| #25 | Birmingham, AL | 4.7 | 8.5% | $125,000 |
Showing markets ranked near San Antonio for this strategy.
Quick Math: Estimated Annual Return
Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.
Frequently Asked Questions
What is the house hack score for San Antonio, TX?
San Antonio, TX scores 4.9 out of 10 on our house hack score, ranking #22 out of 52 markets we track. Weighted composite: affordable entry price (30%), rent-to-price ratio (25%), low vacancy (20%), population growth (15%), livability/income (10%). Scale 0–10.
Is San Antonio a good city for house hacking investing?
San Antonio, TX ranks #22 for house hacking investing — a solid mid-tier market with a score of 4.9/10. The median home price is $250,000 with a 6.5% average cap rate.
What is the average cap rate in San Antonio?
The average cap rate in San Antonio, TX is 6.5%. The median home price is $250,000 with a median monthly rent of $1,450, resulting in a rent-to-price ratio of 0.58%.
What are the property taxes in San Antonio?
The effective property tax rate in San Antonio, TX is 1.90%. On a $250,000 property, that translates to approximately $4,750 per year in property taxes.
How does San Antonio compare to other house hacking markets?
Among our 52 tracked markets, San Antonio, TX ranks #22 for house hacking investing. It falls in the middle of the pack for this strategy.
Can I FHA-finance a house hack in San Antonio?
With a median home price of $250,000, most 2-4 unit properties in San Antonio, TX should fall within FHA loan limits. An FHA loan with 3.5% down would require approximately $8,750 as a down payment. Rental income from additional units (median $1,450/month each) can significantly offset your mortgage payment.
Run Your Own Numbers for San Antonio
Use our free calculators pre-filled with San Antonio, TX market data, or adjust the numbers for your specific deal.
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