BRRRR Investing in Louisville, KY

BRRRR Score: 5.1/10Ranked #16 of 52 markets

Data-driven brrrr analysis for Louisville, KY — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

BRRRR Score:5.1
Cap Rate(30%)
7.3%5.1
Affordable Entry Price(25%)
$195,0008.1
Rent-to-Price Ratio(25%)
0.67%4.0
Population Growth(20%)
+1.5%2.8

Key Metrics for BRRRR

Median Price

$195,000

Affordable

Cap Rate

7.3%

Good

Rent-to-Price

0.67%

Post-refi cash flow indicator

Pop. Growth

+1.5%

5-year trend

BRRRR Investment Thesis

Louisville combines Midwest affordability with Southern growth dynamics. Low property taxes and a diversified economy (healthcare, logistics, bourbon tourism) make it a reliable rental market.

How Louisville Compares

RankCityBRRRR ScoreCap RateMedian Price
#13Kansas City, MO5.27.5%$195,000
#14Columbus, OH5.26.8%$240,000
#15St. Louis, MO5.17.4%$165,000
#16Louisville, KY5.17.3%$195,000
#17San Antonio, TX5.06.5%$250,000
#18Jacksonville, FL5.06.4%$285,000
#19Pittsburgh, PA4.97.2%$180,000

Showing markets ranked near Louisville for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,300/mo)$15,600
Less: Vacancy (8%)-$1,248
Less: Property Tax (0.83%)-$1,619
Less: Insurance (~0.5%)-$975
Less: Maintenance (~1.5%)-$2,925
Estimated NOI$8,833
Implied Cap Rate4.5%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the brrrr score for Louisville, KY?

Louisville, KY scores 5.1 out of 10 on our brrrr score, ranking #16 out of 52 markets we track. Weighted composite: cap rate (30%), affordable entry price (25%), rent-to-price ratio (25%), population growth (20%). Scale 0–10.

Is Louisville a good city for brrrr investing?

Louisville, KY ranks #16 for brrrr investing — a solid mid-tier market with a score of 5.1/10. The median home price is $195,000 with a 7.3% average cap rate.

What is the average cap rate in Louisville?

The average cap rate in Louisville, KY is 7.3%. The median home price is $195,000 with a median monthly rent of $1,300, resulting in a rent-to-price ratio of 0.67%.

What are the property taxes in Louisville?

The effective property tax rate in Louisville, KY is 0.83%. On a $195,000 property, that translates to approximately $1,619 per year in property taxes.

How does Louisville compare to other brrrr markets?

Among our 52 tracked markets, Louisville, KY ranks #16 for brrrr investing. It falls in the middle of the pack for this strategy.

What is the typical entry price for BRRRR deals in Louisville?

The median home price in Louisville, KY is $195,000. Distressed BRRRR-eligible properties typically sell for 60-70% of median value, putting estimated acquisition costs around $126,750. After rehab, the goal is to refinance at or near the full $195,000 after-repair value.

Run Your Own Numbers for Louisville

Use our free calculators pre-filled with Louisville, KY market data, or adjust the numbers for your specific deal.

Find Financing

Compare lenders for your Louisville investment

Get Smarter Deal Analysis

Weekly insights on cap rates, cash flow, and strategies used by experienced investors. Free, no spam.