House Hacking Investing in Little Rock, AR

House Hack Score: 4.5/10Ranked #30 of 52 markets

Data-driven house hacking analysis for Little Rock, AR — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

House Hack Score:4.5
Affordable Entry Price(30%)
$150,0008.2
Rent-to-Price Ratio(25%)
0.77%5.0
Low Vacancy(20%)
11.8%0.2
Population Growth(15%)
+0.5%2.3
Livability (Income)(10%)
$60,3853.8

Key Metrics for House Hacking

Median Price

$150,000

FHA 3.5% down: $5,250

Median Rent

$1,150/mo

Per-unit rental income

Vacancy Rate

11.8%

Elevated

Pop. Growth

+0.5%

5-year trend

House Hacking Investment Thesis

Little Rock is an overlooked market with low property taxes, affordable entry points, and steady government-sector employment. A solid choice for out-of-state investors seeking cash flow.

How Little Rock Compares

RankCityHouse Hack ScoreCap RateMedian Price
#25Knoxville, TN4.75.8%$270,000
#26Jacksonville, FL4.66.4%$285,000
#27Sacramento, CA4.64.7%$450,000
#28Dallas, TX4.55.7%$340,000
#29Tampa, FL4.55.5%$350,000
#30Little Rock, AR4.58.3%$150,000
#31Chicago, IL4.46.0%$275,000

Showing markets ranked near Little Rock for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,150/mo)$13,800
Less: Vacancy (11.8%)-$1,628
Less: Property Tax (0.63%)-$945
Less: Insurance (~0.5%)-$750
Less: Maintenance (~1.5%)-$2,250
Estimated NOI$8,227
Implied Cap Rate5.5%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the house hack score for Little Rock, AR?

Little Rock, AR scores 4.5 out of 10 on our house hack score, ranking #30 out of 52 markets we track. Weighted composite: affordable entry price (30%), rent-to-price ratio (25%), low vacancy (20%), population growth (15%), livability/income (10%). Scale 0–10.

Is Little Rock a good city for house hacking investing?

Little Rock, AR ranks #30 for house hacking investing with a score of 4.5/10. While not a top-ranked market for this strategy, it may have strengths in other investing approaches.

What is the average cap rate in Little Rock?

The average cap rate in Little Rock, AR is 8.3%. The median home price is $150,000 with a median monthly rent of $1,150, resulting in a rent-to-price ratio of 0.77%.

What are the property taxes in Little Rock?

The effective property tax rate in Little Rock, AR is 0.63%. On a $150,000 property, that translates to approximately $945 per year in property taxes.

How does Little Rock compare to other house hacking markets?

Among our 52 tracked markets, Little Rock, AR ranks #30 for house hacking investing. It falls in the middle of the pack for this strategy.

Can I FHA-finance a house hack in Little Rock?

With a median home price of $150,000, most 2-4 unit properties in Little Rock, AR should fall within FHA loan limits. An FHA loan with 3.5% down would require approximately $5,250 as a down payment. Rental income from additional units (median $1,150/month each) can significantly offset your mortgage payment.

Run Your Own Numbers for Little Rock

Use our free calculators pre-filled with Little Rock, AR market data, or adjust the numbers for your specific deal.