House Hacking Investing in Tulsa, OK

House Hack Score: 5.2/10Ranked #10 of 52 markets

Data-driven house hacking analysis for Tulsa, OK — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

House Hack Score:5.2
Affordable Entry Price(30%)
$155,0008.1
Rent-to-Price Ratio(25%)
0.74%4.7
Low Vacancy(20%)
9.1%3.6
Population Growth(15%)
+1.0%2.5
Livability (Income)(10%)
$67,3174.7

Key Metrics for House Hacking

Median Price

$155,000

FHA 3.5% down: $5,425

Median Rent

$1,150/mo

Per-unit rental income

Vacancy Rate

9.1%

Elevated

Pop. Growth

+1.0%

5-year trend

House Hacking Investment Thesis

Tulsa offers strong cash flow with a growing tech-sector presence (Tulsa Remote program). Affordable prices and low cost of living support reliable tenant demand.

How Tulsa Compares

RankCityHouse Hack ScoreCap RateMedian Price
#5Toledo, OH5.69.0%$88,000
#6Columbus, OH5.56.8%$240,000
#7Minneapolis, MN5.36.1%$295,000
#8Cincinnati, OH5.27.0%$195,000
#9Boise, ID5.24.5%$420,000
#10Tulsa, OK5.27.9%$155,000
#11Memphis, TN5.19.2%$130,000

Showing markets ranked near Tulsa for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,150/mo)$13,800
Less: Vacancy (9.1%)-$1,256
Less: Property Tax (0.99%)-$1,534
Less: Insurance (~0.5%)-$775
Less: Maintenance (~1.5%)-$2,325
Estimated NOI$7,910
Implied Cap Rate5.1%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the house hack score for Tulsa, OK?

Tulsa, OK scores 5.2 out of 10 on our house hack score, ranking #10 out of 52 markets we track. Weighted composite: affordable entry price (30%), rent-to-price ratio (25%), low vacancy (20%), population growth (15%), livability/income (10%). Scale 0–10.

Is Tulsa a good city for house hacking investing?

Yes — Tulsa, OK ranks in the top 10 for house hacking investing with a score of 5.2/10. Key factors include a median home price of $155,000, cap rate of 7.9%, and positive population growth of +1.0%.

What is the average cap rate in Tulsa?

The average cap rate in Tulsa, OK is 7.9%. The median home price is $155,000 with a median monthly rent of $1,150, resulting in a rent-to-price ratio of 0.74%.

What are the property taxes in Tulsa?

The effective property tax rate in Tulsa, OK is 0.99%. On a $155,000 property, that translates to approximately $1,535 per year in property taxes.

How does Tulsa compare to other house hacking markets?

Among our 52 tracked markets, Tulsa, OK ranks #10 for house hacking investing. It performs above average for this strategy.

Can I FHA-finance a house hack in Tulsa?

With a median home price of $155,000, most 2-4 unit properties in Tulsa, OK should fall within FHA loan limits. An FHA loan with 3.5% down would require approximately $5,425 as a down payment. Rental income from additional units (median $1,150/month each) can significantly offset your mortgage payment.

Run Your Own Numbers for Tulsa

Use our free calculators pre-filled with Tulsa, OK market data, or adjust the numbers for your specific deal.