Cash Flow Investing in Minneapolis, MN

Cash Flow Score: 4.8/10Ranked #15 of 52 markets

Data-driven cash flow analysis for Minneapolis, MN — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

Cash Flow Score:4.8
Rent-to-Price Ratio(30%)
0.53%2.7
Cap Rate(30%)
6.1%3.8
Low Vacancy(20%)
5.3%8.4
Low Property Taxes(20%)
1.28%5.7

Key Metrics for Cash Flow

Cap Rate

6.1%

Good

Rent-to-Price

0.53%

Below 1% rule

Vacancy Rate

5.3%

Very tight

Property Tax

1.28%

Low

Cash Flow Investment Thesis

Minneapolis has a strong economy anchored by Fortune 500 companies and healthcare. Low vacancy and high income levels support premium rents, though winters limit the tenant pool to committed residents.

How Minneapolis Compares

RankCityCash Flow ScoreCap RateMedian Price
#12Oklahoma City, OK5.07.7%$175,000
#13Little Rock, AR4.98.3%$150,000
#14Des Moines, IA4.96.6%$200,000
#15Minneapolis, MN4.86.1%$295,000
#16Kansas City, MO4.67.5%$195,000
#17Salt Lake City, UT4.65.4%$420,000
#18Sacramento, CA4.64.7%$450,000

Showing markets ranked near Minneapolis for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($1,550/mo)$18,600
Less: Vacancy (5.3%)-$986
Less: Property Tax (1.28%)-$3,776
Less: Insurance (~0.5%)-$1,475
Less: Maintenance (~1.5%)-$4,425
Estimated NOI$7,938
Implied Cap Rate2.7%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the cash flow score for Minneapolis, MN?

Minneapolis, MN scores 4.8 out of 10 on our cash flow score, ranking #15 out of 52 markets we track. Weighted composite: rent-to-price ratio (30%), cap rate (30%), low vacancy (20%), low property taxes (20%). Scale 0–10.

Is Minneapolis a good city for cash flow investing?

Minneapolis, MN ranks #15 for cash flow investing — a solid mid-tier market with a score of 4.8/10. The median home price is $295,000 with a 6.1% average cap rate.

What is the average cap rate in Minneapolis?

The average cap rate in Minneapolis, MN is 6.1%. The median home price is $295,000 with a median monthly rent of $1,550, resulting in a rent-to-price ratio of 0.53%.

What are the property taxes in Minneapolis?

The effective property tax rate in Minneapolis, MN is 1.28%. On a $295,000 property, that translates to approximately $3,776 per year in property taxes.

How does Minneapolis compare to other cash flow markets?

Among our 52 tracked markets, Minneapolis, MN ranks #15 for cash flow investing. It performs above average for this strategy.

Does Minneapolis meet the 1% rule?

Minneapolis, MN has a rent-to-price ratio of 0.53%, which falls significantly below the 1% rule. However, the 1% rule is a rough guideline — individual deals can still cash flow well in this market.

Run Your Own Numbers for Minneapolis

Use our free calculators pre-filled with Minneapolis, MN market data, or adjust the numbers for your specific deal.